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Five Essential things you should look for in Breakdown Cover

Having your car break down is always a nuisance, and can result in hefty costs. As a recent article shows, vehicle breakdowns are on the rise. It’s important to make sure your vehicle is seen to promptly, so you and fellow passengers can get back on the road as quickly and as safely as possible. This means you need to get a breakdown cover policy which covers most eventualities to ensure your breakdown doesn’t turn from a slight inconvenience to a full-blown nightmare. This is why you should visit, for breakdown cover you can rely upon. Below are five essential provisions any policy for breakdown cover should include.

1.    Extensive roadside assistance

Your main priority should be getting your car up and running and back on the road again so you can get to your destination – especially if you’re planning a day or evening of fun activities. Your policy should cover the call out of a trained mechanic that will spend up to an hour on your car attempting to get it working again, so that you and your passengers incur the minimum inconvenience and can get on with your planned activities.

2.    Vehicle recovery

If the engineer is unable to fix your car at the roadside, moving it to a suitable destination can be a costly and stressful procedure. Make sure that your policy covers your vehicle being towed to a local garage or to your preferred destination.

3.    Passenger recovery

Being stuck at the side of the road can be a frustrating and potentially dangerous situation, especially if you break down at night. If your car can’t be fixed by the roadside, you may have to arrange alternative transportation. An adequate breakdown policy should ensure that you and your passengers get home quickly and safely.

4.    Emergency driver

You should ensure that your policy covers all eventualities should the worst happen. If your driver becomes injured and unfit to drive (and none of the other passengers in the car are licensed on the car), the company should send an emergency driver to ensure you get home safely.  If your car can’t be repaired within eight hours, you should be entitled to the use of an emergency 24 hour hire vehicle in the UK to get you where you need to go.

5.    Repatriation of your vehicle when abroad

Nothing’s worse than breaking down when on holiday. If you go on a driving holiday in Europe and your vehicle breaks down, your policy should cover the transportation of you and your family as well as your luggage home. Your insurance company should then arrange for your vehicle, once fixed, to be brought home to the UK, or pay for your journey back out to the country to collect the car yourselves.